Category Real Estate

The 3 Most Expat-Friendly Neighbourhoods in Singapore

Singapore is one of the most vibrant and fastest growing cities in South-East Asia and maybe even the world. Going from strength-to-strength economically and with a burgeoning reputation as a nightlife and business hotspot in this part of the globe, Singapore is a cosmopolitan metropolis that attracts expats from all over the world to its gleaming high-rise towers and sweltering heat. So for an expat who wants to join these people and buy a Singapore property (or maybe two) – where’s best to start? As a city of 5.3 million people, the large urban sprawl and the wide array of accommodation and lifestyle choices that come with it can be confusing for many new expats, so here’s a list of the most expat-friendly neighbourhoods in Singapore.

1. The city

The main area of Singapore, the city lies to the south of the nation’s many connected islands. Incorporating the main financial, business and commercial centres of the nation, the city is trendy, expensive and cosmopolitan yet also unrelentingly busy at times, so life here is more suitable for young fun seeking expats than for a family or retirees. For anyone looking to buy a luxury condo in Singapore where they can work hard and play harder, then the city might be the best bet. With all the amenities one could possibly imagine, including modern and stylish cinemas, gyms, cafes, clubs, bars, restaurants and much more besides, living in the heart of Singapore is rewarding, but not for the faint-hearted.



2. Central

The so-called central area of Singapore includes several upmarket suburb districts which are highly suitable for expat families, including the Serangoon and Thompson districts. There is a huge variety of different property types on offer in these areas, varying in price range considerably. From luxury apartments to small scale bungalows there should be an option for the expat of any income bracket, no matter what property they’re looking for in Singapore. The city’s MRT (or Mass Rapid Transit) is a world-class public transport system that has many stations in the central areas and makes the commute from this part of the city fairly straightforward, although expect it to be very, but not unmanageably, busy during peak hours.



3. East

Those with more time, or those who don’t mind a longer commute to the city centre, might find a more relaxed and laidback life in the east of Singapore, in areas such as Marina Parade. Beautiful beaches, abundant green spaces and cheaper housing make it an attractive area for expat families who don’t mind living a little further away from the main action. Obviously seafront properties are more expensive, but in general these areas are more affordable and come with the beauty of the local nature as an added bonus. Expats should be aware, however, that the Eastern areas lie outside of the MRT cover so private transportation is almost mandatory for those who plan to commute from a home here.




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Choosing The Right House For Sale In Singapore

Choosing the right house for sale in Singapore requires some research on your part during the shopping process. You can find a perfect home for your family on Singapore island if you use the suggestions in this article to shop for a house effectively, and you will have a lovely home on the Pacific Ocean that your family can use for a lifetime. Saving money and choosing a location go hand-in-hand as you search Singapore for the right place to live.

Buying a House Infographic


1: Set Your Price

set your priceYou must have a good idea of how much you will spend on your home. The housing market in Singapore is robust, and there are very expensive homes along with inexpensive homes. You must not change your budget in any way to get into what you believe is your dream home. There are cheaper homes on the island that you will enjoy, and you will not overspend for these homes. Sticking to your budget is an absolute necessity.


2: Search The Entire Island

Singapore island hosts one of the largest cities in the world, and the trade industry is very large. There are boats coming in and out of the docks every day, and there are quiet neighborhoods not far away from the center of the city. You must look over the whole island to find the sort of house you want. There are small cottages near the water, modern homes in neighborhoods near the city and farmhouses in undeveloped parts of the island. Select the sort of home you want to live in before you continue shopping.


3: Find A Good Location

You must balance the home you want with its location. The location of your house will put you near your job or far outside the city. Consider how far you are willing to travel to work every day, and select a home that you believe is a fair distance from your place of employment.


scout location


The location of your home will help you enjoy common recreation activities. You may live in the city center if you want to be near the shops and commerce that are located downtown, or you may choose to live near the beach. Singapore is very close to the Equator, and the beaches are lovely for most of the year. Living near the Malay peninsula allows you a lovely view of Malaysia, or living on the Pacific allows you view of open water in all directions.


4: Home Style

Singapore is one of the most progressive countries in the world, and the housing industry has embraced new building styles all over the island. You can find modern homes that will make you feel extremely comfortable, or you may choose rustic homes that have been on the island for decades. The home you choose must make you feel welcome, and you want to choose a house that you will be proud of a few decades from now when it is time to sell.


home sweet home


Navigating the massive real estate market in Singapore is much simpler when you are using these tips as you shop. Shopping for your home is much simpler when you plan to save a bit of money, and a rigid budget will help you find an affordable home for you and your family. You are welcome to live in the city center, or you may live on the outskirts of the island where residential neighborhoods have appeared in recent years. The island is a lovely place to live, and you can find a nice place to live if you have covered all your bases in advance of your purchase.




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4 Tips to Find Great Property Rentals in Singapore

Singapore real estate is in high demand, and it may seem like it is nearly impossible to find the right property for your needs at a price that you can afford. It is true that properties are in short supply and that rental rates can be high. However, it is still possible for you to locate a wonderful property rental in Singapore that meets all of your needs. You may consider how following some of these tips can help you to more easily find the right property for you to rent in Singapore.



Make a List of What You Are Looking For

When you are out searching for a new rental property to lease, you may easily lose sight of the factors that are most important to you. For example, you may fall in love with the kitchen in one rental and overlook the fact that you did not want a unit that was not on the ground floor. When you make a list of what you are looking for, you can more easily refer back to that list before you make a final decision about which property to rent. A smart idea is to make a list of features and attributes that you must have in your next rental as well as those that you would like to have if possible.


Dream home wish list


Narrow Down the Scope of Your Search

Singapore is a large metropolitan area, and the real estate is generally divided up by regions or districts. Some of these districts may be more commercial than others, and real estate options may be limited. Others may have higher end properties available for rent, and these may be out of your price range. You can take time to research each of the regions in Singapore today to determine which has the ideal property type, rental rates, location and amenities for your needs. You can use this information to narrow down the scope of your search.



Pay Attention to the Market

You may not always keep up with Singapore property news, but now is a good time to catch up. Property news may relate to expected increases in rental rates, new residential or commercial developments, financing information, real estate laws and more. All of these factors and other types of news stories may impact your decision to rent as well as where to live in the city. It is a smart idea to begin reading more about the market news now, and you can also get more information from your property agent.




Work With a Real Estate Agent

You do not have to work with a property agent to find a place to live in Singapore, but it may be very helpful. Your property agent can assist you with locating the right property that meets all of your needs and that works well with the budget that you have created for your rental. In addition, your property agent can also assist you with understanding the terms of your lease and even negotiating some of the terms that you are not comfortable with.


You may have plans to live in your rental property for several months or even several years, and you understandably want to take every step possible to find the right property for your needs. You also want your property to be affordable for your budget. With so many properties to choose from, you may seem like a monumental task to find the one property that is best for you. However, when you take time to follow these tips while searching for a new place to live in Singapore, you may enjoy better overall results.



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Singapore Properties In 2014 | The Future Of Singapore Real Estate


Singapore Properties In 2014 | The Future Of Singapore Real Estate

Even though the Singapore property market has been cooling down for a while now, there is still room for gaining advantages in the future. In 2014, there was a 50% decrease in the number of private residential units sold. As of November, 2014, only 7137 homes had been sold. However, even in the face of weakened demand, prices for these units have remained quite resilient. This is largely due to the fact that sellers and developers alike have been refusing to budge much.



Pricing for Singapore properties in 2014 has fallen, slightly, for the past four quarters straight. There was a 0.7% decrease between July and September alone; and over the past 12 months, they have fallen just about 3% in total.

Caution from buyers and suppliers both will continue to fuel the headwinds of the market moving into 2015. Many experts agree that even though the slow downward spiral will continue, there will not be a market crash. Industry insiders know that 2015 is a very important year for the country of Singapore for 2 good reasons:

  1. Singapore celebrates its 50th year of independence;
  2. It is very likely to be an election year;

The Singapore government will keep property pricing cooling protocols intact, making sure that RE prices do not fall or rise on a meaningful level. One of the most powerful elements of household wealth in Singapore is property. In fact, about 47% of all household assets are being allocated to procuring and then maintaining real estate.

And it follows that the government will not be interested in sacrificing all this household wealth, even and especially in the face of a possible election. In fact, last year, the government initiated a steep stamp duty increase for foreign buyers in order to further cool the demand for Singapore properties. Duties were increased from 10% to 15%.

If you are considering your options for buying Singapore properties in 2015 and beyond, you should focus on those with enhanced offerings, such as properties located nearer to Mass Rapid Transit (MRT) stations and the like. You should also focus on smaller properties. Statistics are showing a more severe decline in sales of properties with three or more bedrooms, and increases in sales for smaller units.



Mass Rapid Transit (MRT) stations

You may also consider the fact that, because of decreased demands coupled with burgeoning supplies, Singapore developers and sellers are going to be expecting foreign buyers to be approaching them with lower price points in mind.


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Loan Tips for Property Investment in Malaysia

When deciding to invest in property, whether it’s to add to your portfolio or as a boost to your income, it’s important to understand how the financial side of things work.

The real estate market has taken a dive in the past several years, but it seems as if it is starting to pick up a bit. However, with the prices of homes fairly low right now, it may be a good time to seriously think about investing in real estate. Low prices, good terms and an abundance of properties make this a great buyers market.

Here are some investing tips to help with purchasing Malaysia real estate @

One of the most important aspects of finding lending for an investment property is to have a sizable down payment. Not only does it show the bank or lender you are a serious buyer, but it can help to give better terms for a financial loan.

Another tip is to try local banks first before looking outside of the area for a lender. Sometimes they can give better terms. Not only do local lenders seem to give better terms, but sellers can also help finance these days. Seller help seems to be much more common than in the past.

Even if a local bank can’t give you a good financial package, there are lenders where you can get good terms. In the past, it seems like loans were flying out the window and in reality, they were. But since the financing is no longer so easy as before, preparing your portfolio and showing the lender how serious you are can help get you the loan.

Securing a loan these days is much harder than before because of the tightened credit requirements, but financing a loan is not impossible. It can still be within your reach, especially if you are prepared with a large down payment.




With most mortgages for homes and residential properties, the lender attaches an insurance called mortgage insurance. But with investment properties this type of insurance wont be offered. Having at least twenty percent down is probably your best bet to get a decent rate. However, if you can do more, even five percent more, the rate will improve and you may be able to qualify to get a better rate for the loan (see government home loan).

It was popular years ago to secure two loans for investment properties but this is frowned upon today in the financial world. Even the large jumbo loans have been cut to a minimum, so if you are looking at a sizable amount of money, it may be harder to find a lender to help get the loan needed.

The biggest tip for securing a loan through a lending institution is to have a solid credit score. It can really influence the terms of a loan. For instance, if your credit score is below 740, the interest rate you may want will cost you more. Some lenders require more fees to keep the interest rate or they up the rate instead.

Investing in real estate properties can be rewarding but do research before taking the plunge.


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